4941 Cardinal Trail Palm Harbor, FL 34683
Listing Courtesy of: MLS LogoSTELLAR as distributed by MLS GRID / Coldwell Banker Realty / Nathalia Souza Spring - Contact:  727-781-3700

  4941 Cardinal Trail Palm Harbor, FL 34683

Active (31 Days)
$549,000 (USD)
4
BED
3
BATH
2,175
SQFT

Description

4BD/3BA POOL HOME IN BLUE JAY WOODLANDS WITH PRIVATE SUITE, ENCLOSED BOAT STORAGE, SHARED GULF ACCESS, ROOF/HVAC 2021, FENCED YARD, CORNER LOT.

Four bedrooms. A ground-level private suite with its own entrance and full bath. Gulf access with a residents-only community boat ramp 0.1 miles from the front door. Enclosed boat storage built into the property. A transferable (NFIP) flood insurance policy already in place. Saltwater pool on a fully fenced corner lot. There is not one other active 4-bedroom single-family home in Palm Harbor right now.

| THE WATER |

The community boat ramp is 0.1 miles from the front door with direct Gulf of Mexico access. Enclosed boat parking is built into the property footprint. The boating lifestyle without the waterfront exposure or the waterfront price.

| FLOOD INSURANCE: ALREADY SOLVED |

An active, transferable NFIP flood policy is in place (Zone AE). In a market where new flood coverage is increasingly difficult and expensive to obtain, this is a concrete financial advantage that conveys at closing. Current annual premium available upon request.

| THE LAYOUT |

This is a two-story home. Living areas, kitchen, and primary suite are on the upper level. The ground-level suite and flex spaces are below with a private entrance. Floor plans are available in the media section. The layout provides genuine separation between living and guest spaces that a single-story home cannot offer.

| STRUCTURAL CONFIDENCE |

Roof: 2021 | HVAC: 2021 | Exterior Paint: 2023 | Electrical Panel: Updated. The major capital items have been addressed.

| SPACE + THE SUITE |

Public record reflects 2,175 heated sq ft. The climate-controlled garage space brings total conditioned area to approximately 2,400 sq ft (buyer to verify; see floor plans). Vaulted ceilings. Dedicated family room. Separate living areas. EV charging installed.

The ground-level suite has its own entrance and full bath. In-laws. Adult children. Extended guests. Rental income potential. The space is move-in ready as a suite or can be evaluated for other uses depending on buyer needs.

| THE BACKYARD |

Private saltwater pool. Covered patio. Fully fenced yard. Mature palms. 7,928 sq ft oversized corner lot with rear balcony access and an enclosed outdoor area purpose-built for boat or toy storage.

| LOCATION |

0.5 mi to Pinellas Trail | 3.0 mi to Sunset Beach | 3.9 mi to Fred Howard Park | 3.0 mi to Downtown Palm Harbor | 2.5 mi to Tarpon Springs Sponge Docks | 6.0 mi to Dunedin

Zoned: Sunset Hills Elementary (9/10 GreatSchools) | Tarpon Springs Middle | Tarpon Springs High | 2.3 mi to Tarpon Springs Fundamentals Magnet School (application-based)

Golf-cart-friendly community.

| OPTIONAL HOA |

$8/month. Optional, not mandatory. No deed restrictions.

Gulf access. Enclosed boat storage. Transferable flood policy. Private suite. Saltwater pool. Updated systems. Corner lot. Optional HOA. No compromises.

IMPORTANT: Florida Housing down payment assistance available via TBA Freddie Mac conventional and VA loan programs. Hometown Heroes eligibility anticipated July 2026. Consult your agent or an authorized lender for eligibility details.

MLS #:
TB8482100
Taxes
$7,698(2025)
Lot Size
7,928 SQFT
Type
Single-Family Home
Year Built
1981
Style
Florida
Views
Pool, Garden
County
Pinellas County

Listed By

Nathalia Souza Spring, Coldwell Banker Realty, Contact: 727-781-3700
Source
STELLAR
Last checked Apr 25 2026 at 6:10 PM GMT+0000
Bathroom Details
  • Full Bathrooms: 3
Interior Features
  • Unfurnished
  • Solid Surface Counters
  • Family Room
  • Living Room/Dining Room Combo
  • Window Treatments
  • Appliances: Dishwasher
  • Appliances: Electric Water Heater
  • Appliances: Refrigerator
  • Appliances: Washer
  • Ceiling Fans(s)
  • Open Floorplan
  • Appliances: Disposal
  • Appliances: Microwave
  • Appliances: Range
  • Appliances: Dryer
  • Appliances: Exhaust Fan
  • Appliances: Freezer
  • Appliances: Ice Maker
  • Primary Bedroom Main Floor
Subdivision
  • Blue Jay Woodlands-Phase 1
Lot Information
  • Sidewalk
  • Corner Lot
  • Unincorporated
  • Floodzone
  • Oversized Lot
Property Features
  • Fireplace: Living Room
  • Fireplace: Wood Burning
  • Foundation: Slab
Heating and Cooling
  • Central
  • Electric
  • Central Air
Pool Information
  • In Ground
  • Tile
  • Gunite
Homeowners Association Information
  • Dues: $100/Annually
Flooring
  • Ceramic Tile
  • Carpet
  • Laminate
Exterior Features
  • Block
  • Stucco
  • Frame
  • Roof: Shingle
Utility Information
  • Utilities: Public, Water Connected, Water Source: Public, Electricity Connected, Sewer Connected
  • Sewer: Public Sewer
School Information
  • Elementary School: Sunset Hills Elementary-Pn
  • Middle School: Tarpon Springs Middle-Pn
  • High School: Tarpon Springs High-Pn
Parking
  • Garage Door Opener
  • Converted Garage
  • Ground Level
Living Area
  • 2,175 sqft

Listing Price History

Date
Event
Price
% Change
$ (+/-)
Apr 23, 2026
Price Changed
$549,000
-4%
-$20,000
Apr 09, 2026
Price Changed
$569,000
-2%
-$10,000
Mar 22, 2026
Listed
$579,000
-
-
Additional Information: Clearwater Palm Harbor | 727-781-3700
Location
   
Calculate drive times to this property
 
Powered by INRIX® Drive Time

Powered by Walk Score®
Disclaimer: Listings Courtesy of “My Florida Regional MLS DBA Stellar MLS © 2026. IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any other purpose other than to identify properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified. Last Updated: 4/25/26 11:10
Based on information submitted to the MLS GRID as of 4/25/2026 18:10. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.